Private Clients

We offer financial planning and retirement income planning services to the leaders and employees of the nonprofits we serve. You’re in the business of helping improve the lives of others so you deserve to work with a team of experts who will look out for your best interests too.

We’ve advised over 1,000 nonprofits so we know how demanding your job is. We also know that if we can truly help you achieve your short- and long-term financial goals that you’ll have one less thing to worry about so you can focus more on fulfilling your organization’s purpose.

It’s unfortunate that many advisors give the same cookie-cutter advice to all their clients, regardless of their situation in life. We approach financial and retirement planning differently.

Before we give a single piece of investment advice we seek to understand your goals and cash flow needs so we know how much risk you actually need to take. We choose this approach over what we believe are outdated investment advice models like using target date funds or simple asset allocation models. It requires more work on our part but it’s worth it.

Why Choose Us?

We customize and adjust your portfolio around your goals, your needs and your desires. Our focus is always on your best interest, not ours. This is one reason why we’re endorsed by organizations like the Center for Nonprofit Advancement.

Another fact that makes us different is that we are Cash-Flow Driven not Investment-Driven in our approach to investing. This means that if you don’t need to take much (or any) risk with your investments then we won’t recommend risky investments. We start and end with your cash-flow needs and develop our strategy around that.

We use the most powerful financial technology tools available to help assess your risk tolerance and to help plan for life’s “unexpected” events. In other words, we’ll run every scenario we can imagine (market crashes, premature death in the family, loss of job, long-term care event, etc.) through our powerful algorithm to see how your portfolio would fare in each event.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Trust & Estate Planning
  • Risk Management and Insurance Planning
  • Strategic and Tactical Investment Planning below retirement income planning
  • College Savings Strategies
  • Cash Flow Management
  • Account Consolidation, Tracking and Monitoring
  • Portfolio Tax Minimization
  • Guidance on Philanthropy
Not all services are offered through Lincoln Financial Advisors